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Square vs Stripe

2 products, side by side · prices checked

Square

Consider Square if…

Best for: Retailers, cafés, and service businesses that need a free POS and transparent card rates.

Starting price
From $0 free
Current promo
No public promo — standard list prices
Category
Payments & POS
Verified

Pricing

Square list prices, verified 2026-09-30.
PlanPriceCadenceNotes
Square POS $0 free Free POS software; in-person card processing 2.6% + 15¢ per transaction.
Appointments Free $0 free 1 location; basic booking.
Appointments Plus $35 per month 1 location; automated reminders and no-show protection.
Appointments Premium $85 per month Multi-location support.

Always confirm on the vendor's pricing page before purchasing — plans and prices change.

What users report

Commonly praised

  • Simple setup, easy to learn even for staff with no POS experience.
  • Processes payments easily across counter, mobile, and online.
  • Built-in reporting gives useful sales and staff insights.

Commonly criticized

  • Flat 2.6% processing fee adds up and is considered high at volume.
  • Depends on internet connectivity; outages can disrupt sales.
  • Free plan lacks features; customization limited without paid tiers.

Summarized from user reviews on G2 and Capterra; not a PlanPrice rating.

Review scores

  • G2: 4.5/5 (176 reviews)
  • Capterra: 4.6/5 (3,038 reviews)

Scores are aggregate user ratings from third-party review sites, checked 2026-09-30. They are not PlanPrice ratings.

Stripe

Consider Stripe if…

Best for: Businesses that need online and in-person card payments with developer-friendly APIs.

Starting price
From 2.9% + 30¢ per transaction
Current promo
No public promo — standard list prices
Category
Payments & POS
Verified

Pricing

Stripe list prices, verified 2026-09-30.
PlanPriceCadenceNotes
Pay as you go 2.9% + 30¢ per transaction Domestic card transactions; no setup or monthly fees.

Always confirm on the vendor's pricing page before purchasing — plans and prices change.

Review scores

  • G2: 4.2/5 (458 reviews)
  • Capterra: 4.6/5 (3,383 reviews)

Scores are aggregate user ratings from third-party review sites, checked 2026-09-30. They are not PlanPrice ratings.