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Annual vs monthly billing

Definition: The choice between paying month-to-month or prepaying a year, usually for a discount. Annual billing trades commitment for a lower effective rate.

Why it matters when comparing prices

Only take the annual discount after a full cycle on monthly billing — you want proof the tool survives your worst month before you prepay. Seasonal businesses should be especially careful, and always check the cancellation terms: some annual plans refund nothing if you leave in month three.

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